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Real Estate Dictionary: Southbury, Woodbury, Middlebury, Oxford, and Newtown Connecticut home buying, real estate listings, and homes for sale in New Haven County, CT

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Jim Beamish and Kendra Brown, REALTORŽ, real estate agents and broker for Southbury, Woodbury, Middlebury, Oxford, and Newtown Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Beamish and Kendra Brown
William Raveis Real Estate and Home Services
385 Main Street South
Southbury, CT. 06488
Direct: 203-262-1508
Fax: 203-262-1536
Email: KendraandJim@NUMBER1EXPERT.com
Jim Beamish and Kendra Brown, professional full-time Realtors, are the number one real estate team in Southwestern Connecticut. State-of-the-art computer technologies, the use of real estate assistants and a strong sales and business background enable them to provide superior customer service. Customers describe them as "professional," "patient," and "exceptionally tuned in to customer needs." As one homebuyer said, "Jim and Kendra were the first Realtors to show us exactly what we wanted to see." As a team, they are available more than any single Realtor could be, and customers appreciate this.

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